企业付款提供由商户直接付钱至用户微信零钱的能力,支持平台操作及接口调用两种方式,资金到账速度快,使用及查询方便。主要用来解决合理的商户对用户付款需求,比如:保险理赔、彩票兑换等等。
特点
- 发起方式灵活,可通过页面或接口发起
- 微信消息触达,用户及时获知入账详情
- 支持实名校验,判断收款人真实身份
- 通过openid即可实现付款,无需用户敏感隐私信息
- 到账速度快,在发起后,用户可在几分钟内收到付款
企业转账需要到微信商户平台=》产品中心=》企业付款到零钱,开启此功能

下面是程序截图:
第一步:设置配置参数
- $url='https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers';
- $pars = array();
- $pars['mch_appid'] =$this->module['config']['appid'];
- $pars['mchid']=$this->module['config']['mchid'];
- $pars['nonce_str'] =random(32);
- $pars['partner_trade_no'] =time().random(3,1);
- $pars['openid'] =$openid;
- $pars['check_name'] ='NO_CHECK' ;
- //$pars['re_user_name'] ='' ;
- $monet_finall = $price * 100;
- $pars['amount'] =$monet_finall; //这里是折算成1%的所以要*100
- $pars['desc'] ='您已成功提现 '.$price.' 现金';
- $pars['spbill_create_ip'] =$this->module['config']['ip'];
-
- ksort($pars, SORT_STRING);
- $string1 = '';
- foreach ($pars as $k => $v) {
- $string1 .= "{$k}={$v}&";
- }
-
- $string1 .= "key=".$this->module['config']['password'];
- $pars['sign'] = strtoupper(md5($string1));
- $xml = array2xml($pars);
- $extras = array();
- $extras['CURLOPT_CAINFO'] = ATTACHMENT_ROOT . '/withdraw/cert/rootca.pem.' . $_W['uniacid'];
- $extras['CURLOPT_SSLCERT'] = ATTACHMENT_ROOT . '/withdraw/cert/apiclient_cert.pem.' . $_W['uniacid'];
- $extras['CURLOPT_SSLKEY'] = ATTACHMENT_ROOT . '/withdraw/cert/apiclient_key.pem.' . $_W['uniacid'];
- $procResult = null;
第二步:CURL请求微信服务器
- load()->func('communication');
- $resp = ihttp_request($url, $xml, $extras);
其中ihttp_request函数内容是:
- function ihttp_request($url, $post = '', $extra = array(), $timeout = 60) {
- $urlset = parse_url($url);
- if (empty($urlset['path'])) {
- $urlset['path'] = '/';
- }
- if (!empty($urlset['query'])) {
- $urlset['query'] = "?{$urlset['query']}";
- }
- if (empty($urlset['port'])) {
- }
- if (strexists($url, 'https://') && !extension_loaded('openssl')) {
- if (!extension_loaded("openssl")) {
- message('请开启您PHP环境的openssl');
- }
- }
- if (function_exists('curl_init') && function_exists('curl_exec')) {
- $ch = curl_init();
- if (!empty($extra['ip'])) {
- $extra['Host'] = $urlset['host'];
- $urlset['host'] = $extra['ip'];
- unset($extra['ip']);
- }
- curl_setopt($ch, CURLOPT_URL, $urlset['scheme'] . '://' . $urlset['host'] . ($urlset['port'] == '80' || empty($urlset['port']) ? '' : ':' . $urlset['port']) . $urlset['path'] . $urlset['query']);
- curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
- @curl_setopt($ch, CURLOPT_FOLLOWLOCATION, 1);
- curl_setopt($ch, CURLOPT_HEADER, 1);
- @curl_setopt($ch, CURLOPT_HTTP_VERSION, CURL_HTTP_VERSION_1_0);
- if ($post) {
- if (is_array($post)) {
- $filepost = false;
- foreach ($post as $name => &$value) {
- if (version_compare(phpversion(), '5.6') >= 0 && substr($value, 0, 1) == '@') {
- $value = new CURLFile(ltrim($value, '@'));
- }
- if ((is_string($value) && substr($value, 0, 1) == '@') || (class_exists('CURLFile') && $value instanceof CURLFile)) {
- $filepost = true;
- }
- }
- if (!$filepost) {
- $post = http_build_query($post);
- }
- }
- curl_setopt($ch, CURLOPT_POST, 1);
- curl_setopt($ch, CURLOPT_POSTFIELDS, $post);
- }
- if (!empty($GLOBALS['_W']['config']['setting']['proxy'])) {
- $urls = parse_url($GLOBALS['_W']['config']['setting']['proxy']['host']);
- if (!empty($urls['host'])) {
- curl_setopt($ch, CURLOPT_PROXY, "{$urls['host']}:{$urls['port']}");
- $proxytype = 'CURLPROXY_' . strtoupper($urls['scheme']);
- if (!empty($urls['scheme']) && defined($proxytype)) {
- curl_setopt($ch, CURLOPT_PROXYTYPE, constant($proxytype));
- } else {
- curl_setopt($ch, CURLOPT_PROXYTYPE, CURLPROXY_HTTP);
- curl_setopt($ch, CURLOPT_HTTPPROXYTUNNEL, 1);
- }
- if (!empty($GLOBALS['_W']['config']['setting']['proxy']['auth'])) {
- curl_setopt($ch, CURLOPT_PROXYUSERPWD, $GLOBALS['_W']['config']['setting']['proxy']['auth']);
- }
- }
- }
- curl_setopt($ch, CURLOPT_CONNECTTIMEOUT, $timeout);
- curl_setopt($ch, CURLOPT_TIMEOUT, $timeout);
- curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);
- curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, 0);
- curl_setopt($ch, CURLOPT_SSLVERSION, 1);
- if (defined('CURL_SSLVERSION_TLSv1')) {
- curl_setopt($ch, CURLOPT_SSLVERSION, CURL_SSLVERSION_TLSv1);
- }
- curl_setopt($ch, CURLOPT_USERAGENT, 'Mozilla/5.0 (Windows NT 6.1; WOW64; rv:9.0.1) Gecko/20100101 Firefox/9.0.1');
- if (!empty($extra) && is_array($extra)) {
- $headers = array();
- foreach ($extra as $opt => $value) {
- if (strexists($opt, 'CURLOPT_')) {
- curl_setopt($ch, constant($opt), $value);
- } elseif (is_numeric($opt)) {
- curl_setopt($ch, $opt, $value);
- } else {
- $headers[] = "{$opt}: {$value}";
- }
- }
- if (!empty($headers)) {
- curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
- }
- }
- $data = curl_exec($ch);
- $status = curl_getinfo($ch);
- $errno = curl_errno($ch);
- $error = curl_error($ch);
- curl_close($ch);
- if ($errno || empty($data)) {
- return error(1, $error);
- } else {
- return ihttp_response_parse($data);
- }
- }
- $method = empty($post) ? 'GET' : 'POST';
- $fdata = "{$method} {$urlset['path']}{$urlset['query']} HTTP/1.1\r\n";
- $fdata .= "Host: {$urlset['host']}\r\n";
- if (function_exists('gzdecode')) {
- $fdata .= "Accept-Encoding: gzip, deflate\r\n";
- }
- $fdata .= "Connection: close\r\n";
- if (!empty($extra) && is_array($extra)) {
- foreach ($extra as $opt => $value) {
- if (!strexists($opt, 'CURLOPT_')) {
- $fdata .= "{$opt}: {$value}\r\n";
- }
- }
- }
- $body = '';
- if ($post) {
- if (is_array($post)) {
- $body = http_build_query($post);
- } else {
- $body = urlencode($post);
- }
- $fdata .= 'Content-Length: ' . strlen($body) . "\r\n\r\n{$body}";
- } else {
- $fdata .= "\r\n";
- }
- if ($urlset['scheme'] == 'https') {
- $fp = fsockopen('ssl://' . $urlset['host'], $urlset['port'], $errno, $error);
- } else {
- $fp = fsockopen($urlset['host'], $urlset['port'], $errno, $error);
- }
- stream_set_blocking($fp, true);
- stream_set_timeout($fp, $timeout);
- if (!$fp) {
- return error(1, $error);
- } else {
- fwrite($fp, $fdata);
- $content = '';
- while (!feof($fp))
- $content .= fgets($fp, 512);
- fclose($fp);
- return ihttp_response_parse($content, true);
- }
- }
第三步:解析分析微信服务器返回值并返回。
- if (is_error($resp)) {
- $procResult = $resp;
- } else {
- $arr=json_decode(json_encode((array) simplexml_load_string($resp['content'])), true);
- $xml = '<?xml version="1.0" encoding="utf-8"?>' . $resp['content'];
- $dom = new \DOMDocument();
- if ($dom->loadXML($xml)) {
- $xpath = new \DOMXPath($dom);
- $code = $xpath->evaluate('string(//xml/return_code)');
- $ret = $xpath->evaluate('string(//xml/result_code)');
- if (strtolower($code) == 'success' && strtolower($ret) == 'success') {
- $procResult = array('errno'=>0,'error'=>'success');;
- } else {
- $error = $xpath->evaluate('string(//xml/err_code_des)');
- $procResult = array('errno'=>-2,'error'=>$error);
- }
- } else {
- $procResult = array('errno'=>-1,'error'=>'未知错误');
- }
- }
-
- return $procResult;
-
以上就是本文的全部内容,希望对大家的学习有所帮助,也希望大家多多支持w3xue。